It is sad Wednesday afternoon and the air con is groaning this very low lull that is has caused non-stop yawning. The numbers on the computer screen is getting all jumbled up and all we can do is daydream an escape route to sneak out of the office early so you can beat the LDP jam in time to cook dinner followed by a relaxing night with Adam Zain drooling over the ‘Best In The World’ on 8TV.
Image by Tonton
Just need to get through the next few hours!
Instagram and Facebook is getting boring. Same old complaint story from your sister then suddenly…Airasia sale pops up.
Mesti Japan on sale kan! It’s been on your Wish List for a super long time but it is a hard struggle to stop anyone from putting it on an almost maxed out credit card? Or should one listen to the realist in you and just give up on that expensive dream?
But some times there are other options. Try some of these saving tips to get some extra cash for that extra special dream:
1. Put all your RM1 notes and coins in a jar
At the end of each day, empty your wallet of all the coins and the RM1s into a jar. Make sure to hide the jar from your housemate, partner, kids and especially yourself. It is so easy and tempting to fish out a few ringgit here and there when needed but it doesn’t help your end game.
2. Take the LRT/Bus and put the parking money towards your dream
No one likes pushing through the crowd during peak hour traffic in the LRT or bus but if you keep chanting to yourself throughout the whole trip “I love Japan” over and over again. Most probably people might think you are slightly out of it, give you more space and maybe even drop a few ringgit into your hand so that you will hopefully stop making so much noise. WIN-WIN situation?
The Malaysian Insider officially supports you in your ringgit saving venture by confirming KL as one of the cheapest cities for urban public transport.
Image by The Malaysian Insider
3. Cook all your meals and save what you would have spent
Support local business and buy from the aunty at the pasar. Maybe go vegetarian for several meals a week. You can try this fancy sup sayur campur recipe and have it with rice and bihun on alternate days to mix things up.
Image by wonderful-life in Kongsi Resipi
Avoid those big makan outings with your friends for just a few weeks til your Tabung Sashimi is bursting. You might get slightly anemic but Japan has loads of good fresh food full of vitamins and minerals to help you heal.
4. Have a budget
Everyone hates that B word “Budget”. Let’s call it’s a spending plan instead. Sit down with your bank account statements and spreadsheet to map out how much you need to save and then calculate what you have left to spend for the few months. Don’t go too crazy and cut out paying your bills. Make sure you have enough to indulge in at least one Starbucks Frappe a week. But try to be strict with yourself and stick to how much a day you are allowed to spend. If you being extra extra good, leftover from not using all the spending money goes to saving. If you have nice friends, you can always do your best ‘cute giler’ face when the bill comes so that they will pay the bill for you.
But if the ‘pemalas’ monster is out to play, why not try some of these highly recommended Budget apps selected by Comparehero.my. The Mint app is the most popular with a score of 4.5 stars on GooglePlay and is very user friendly.
Image by Mint
If none of the above methods seem appealing, then maybe it is time to think about credit card-ing it. You can always convince yourself that the AirAsia sale tickets always sells out quick and there is just no time to think too much.
Either way….Happy Saving! But most importantly, find your balance no matter what you decide.
PS : Secret section – Tip on how to save on paying your saman